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A former District of Columbia teacher has pleaded guilty to felony insurance fraud and theft after orchestrating a years-long scheme to file fraudulent insurance claims, resulting in more than $430,000 in stolen benefits. The funds have since been repaid in full, but the case highlights how fraud can strain systems meant to assist individuals facing real medical and financial hardships.

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Kanika Oni Boston, 50, entered the plea in Prince George’s County Circuit Court, admitting to filing over 100 fraudulent claims to two insurance companies—American Family Life Assurance Company of Columbus (AFLAC) and National Teachers Association Life (NTALife). Between 2016 and 2017, Boston submitted seven false claims under her NTALife policies for disability and health events, despite having no medical documentation to support them. These claims resulted in payments totaling $106,100.

Her scheme expanded in 2017 when she purchased multiple AFLAC policies in her own name and under the names of others—some real, some fictitious. From October 2017 through November 2021, she submitted more than 100 false claims backed by fabricated medical documents, defrauding AFLAC of an additional $324,235.17.

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The total loss across both insurers amounted to $430,335.17. As part of her plea deal, Boston has already repaid the full amount to both companies. The case was prosecuted by the Maryland Office of the Attorney General’s Criminal Division in coordination with the Maryland Insurance Administration. Sentencing is scheduled for August 22, 2025.

Article by multiple contributors, based upon information from the Office of the Maryland Attorney General press release.


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