Former DC Teacher Sentenced for Nationwide Insurance Fraud Scheme

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BALTIMORE, MD – A former teacher residing in Washington, D.C., has been sentenced to one year in jail for orchestrating a significant insurance fraud scheme that defrauded two insurance companies out of over $430,000. According to a statement from the Maryland Attorney General’s Office, Kanika Oni Boston, 51, will also serve five years of unsupervised probation following her release. The charges, which include felony theft and felony insurance fraud, are connected to fraudulent claims she submitted while living in Maryland.

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The investigation, a joint effort between the Maryland Office of the Attorney General’s Fraud and Corruption Unit and the Maryland Insurance Administration (MIA), revealed that Boston submitted a total of seven fraudulent claims to National Teachers Association Life Insurance (NTALife) between August 29, 2016, and July 3, 2017. These claims, filed under her short-term disability, accident, and specified health event policies, totaled $106,100. MIA investigators found no supporting medical documentation for any of these claims.

Following these fraudulent activities, Boston proceeded to acquire supplemental insurance policies from American Family Life Assurance Company of Columbus (AFLAC) under her own name and also under the names of numerous other individuals, some of whom were fictitious. Between October 16, 2017, and November 24, 2021, she filed more than 100 fraudulent claims with AFLAC, often accompanied by falsified medical documentation. These claims resulted in reimbursements totaling $324,235.17. A subsequent review by the MIA found a lack of supporting medical evidence for all claims submitted to AFLAC.

The sentencing took place on January 13, 2026, in the Circuit Court for Prince George’s County, where the Honorable C. Philip Nichols, Jr. handed down the sentence. Boston had previously entered a guilty plea before Judge Nichols on May 30, 2025. As part of the proceedings, Boston has already repaid the full restitution amount of $430,335.17 to both AFLAC and NTALife. Should Boston violate the terms of her probation, she faces a potential prison sentence of up to 19 years.

Article by Mel Anara, based upon information from the Maryland Attorney General’s Office.

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